There will be no disruption, provided you activate your EML Card.  It’s important that you do this as soon as you receive your email and link from EML to ensure you are set up before the end of the FBT year (ending 31 March 2020). You may not have access to salary packaging funds if your card is not activated.

There may be a delay in accessing the remaining funds from your Westpac Card after the 31st of March. To avoid delays and disappointment please ensure you spend all remaining funds well before the 31st.